Peer-To-Peer Lending Online Marketplace to SMEs in Singapore / Southeast Asia
Capital Match is a peer-to-peer lending online platform for SMEs in Singapore. We provide SMEs with affordable working capital from professional investors through an online platform.
Capital Match was established in 2014 with a mission to “build a better financial world” by creating a more inclusive channel for companies to access debt financing and for investors to generate strong fixed-income returns.
Capital Match’s purpose is to serve its two groups of customers:
To provide an alternative access to a large pool of debt capital outside of banks for growth and working capital needs at an affordable cost
We are open to more diverse group of borrowers, especially those who are not currently served by banks. You do not need to have perfect credit rating or financials – what’s more important to us is your repayment ability which we assess internally
To provide attractive lending opportunities characterized by short term commitment and low minimum capital requirement while managing credit risk to ensure capital preservation
We offer a fixed-income investment opportunity with a net APR of 15-25% with monthly principal and interest payments. There is a risk of borrower’s default involved, which we are honest about, but we also perform an internal credit risk assessment approving only the borrowers we believe are able to service their debt obligation.